The Fee-Based Arrangement:
Hoover Capital, L.L.C. offers fee-based investment management services to clients. Fees are charged as an annual percentage rate based on assets under management, and typically billed on a quarterly basis. In most cases, the quarterly fee is debited directly from the client's investment account(s). All assets are held in the client's own name with a custodial financial institution. Hoover Capital has no access to client funds, other than authority to make trades on behalf of the client and to directly debit fees from the account (which is verified and processed by the custodial financial institution).
Hoover Capital has no proprietary products, does not accept third party fees for referrals or recommendations of client assets, receives no commissions, mutual fund 12(b)-1 fees, or is in any other way compensated for any reason other than the fee disclosed to clients as billed based on the assets under management. We have absolutely no vested interest in making any recommendation unless Hoover Capital believes it is in the best interest of the client.
This arrangement, in our opinion, is the best and most effective arrangement for money management. It ensures that the advisor's interest is always aligned with that of the client, 100% of the time. Increasing the value of your account is the only way that Hoover Capital can increase the level of income earned from managing your assets.
The Process:
Before making any recommendations or establishing any client/advisor relationship, Hoover Capital will provide you with a complimentary, no-obligation, confidential consultation. We understand that every client has a unique financial situation, and as a result, their advisor should present them with a unique financial strategy.
Once Hoover Capital has a strong understanding of your financial picture, we can begin giving specific financial advice. First and foremost, we will help you structure your assets properly (which is far different than "investing" your assets). This may sound trite, but often neglected is the most sound principle of financial management: analysis of your assets versus liabilities, and structuring those assets either against current liabilities, or into the proper account types that maximize your potential for long-term wealth accumulation while minimizing taxes paid on the assets.
Only after we have structured your assets properly, and therefore know the best way to consolidate and create the appropriate account types for your investable assets, are we now able to discuss how those investable assets should be allocated. Hoover Capital then takes into account each client's unique risk tolerances, time horizon, and investment objectives. The goal is to maximize the growth of the client's wealth while minimizing taxes, and doing so in the most efficient manner that does not exceed a level of volatility beyond the client's comfort level.
Hoover Capital was founded on the principle that investors deserved more than the traditional asset diversification model of U.S. stocks, bonds, and international mutual funds offered at most Wall Street investment firms. A devotion to research and the study of financial history is centered on one single goal: to provide solid investment returns, on both an absolute and relative basis, through all market conditions.
Please contact us to schedule your complimentary confidential consultation with Hoover Capital. Our firm specializes in managing money. However, regardless of whom you decide to choose as your advisor, at a minimum, we can offer a different perspective in exchange for an hour or two of your time.
Hoover Capital, L.L.C. offers fee-based investment management services to clients. Fees are charged as an annual percentage rate based on assets under management, and typically billed on a quarterly basis. In most cases, the quarterly fee is debited directly from the client's investment account(s). All assets are held in the client's own name with a custodial financial institution. Hoover Capital has no access to client funds, other than authority to make trades on behalf of the client and to directly debit fees from the account (which is verified and processed by the custodial financial institution).
Hoover Capital has no proprietary products, does not accept third party fees for referrals or recommendations of client assets, receives no commissions, mutual fund 12(b)-1 fees, or is in any other way compensated for any reason other than the fee disclosed to clients as billed based on the assets under management. We have absolutely no vested interest in making any recommendation unless Hoover Capital believes it is in the best interest of the client.
This arrangement, in our opinion, is the best and most effective arrangement for money management. It ensures that the advisor's interest is always aligned with that of the client, 100% of the time. Increasing the value of your account is the only way that Hoover Capital can increase the level of income earned from managing your assets.
The Process:
Before making any recommendations or establishing any client/advisor relationship, Hoover Capital will provide you with a complimentary, no-obligation, confidential consultation. We understand that every client has a unique financial situation, and as a result, their advisor should present them with a unique financial strategy.
Once Hoover Capital has a strong understanding of your financial picture, we can begin giving specific financial advice. First and foremost, we will help you structure your assets properly (which is far different than "investing" your assets). This may sound trite, but often neglected is the most sound principle of financial management: analysis of your assets versus liabilities, and structuring those assets either against current liabilities, or into the proper account types that maximize your potential for long-term wealth accumulation while minimizing taxes paid on the assets.
Only after we have structured your assets properly, and therefore know the best way to consolidate and create the appropriate account types for your investable assets, are we now able to discuss how those investable assets should be allocated. Hoover Capital then takes into account each client's unique risk tolerances, time horizon, and investment objectives. The goal is to maximize the growth of the client's wealth while minimizing taxes, and doing so in the most efficient manner that does not exceed a level of volatility beyond the client's comfort level.
Hoover Capital was founded on the principle that investors deserved more than the traditional asset diversification model of U.S. stocks, bonds, and international mutual funds offered at most Wall Street investment firms. A devotion to research and the study of financial history is centered on one single goal: to provide solid investment returns, on both an absolute and relative basis, through all market conditions.
Please contact us to schedule your complimentary confidential consultation with Hoover Capital. Our firm specializes in managing money. However, regardless of whom you decide to choose as your advisor, at a minimum, we can offer a different perspective in exchange for an hour or two of your time.